The Home in 5 Program offers 5% of the loan amount towards your down payment in Maricopa County only. Income limitations and debt ratio limitations apply. You do not need to be a First-Time Homebuyer but must meet minimum FICO score requirements and FHA guidelines. Maximum purchase price shall not to exceed $300,000.
Through the Home in Five Advantage program, individuals or families who qualify would be able to obtain a 30-year fixed rate loan, with a non-repayable 5% down payment/closing cost assistance grant, with special incentives for qualified United States military personnel.
*Maximum credit qualifying income may not exceed $88,340 for ALL borrowers.
*Buyers must have a minimum FICO credit score of 640.
*All buyers must attend a homebuyer education course, obtain a certificate of completion, and receive a home inspection.
*Military Personnel, down payment/closing cost assistance of an additional 1% for a total of 6%.
To find your ideal home click the link below and for additional questions you may Call or Text: 480-205-5322
Mojica & Associates Real Estate has over 55 years of combined real estate experience here in the Valley. Concentrating on evolving trends in a rapidly growing market, we specialize in finding the perfect opportunity for first time buyers, families looking to upgrade their home, 2nd home buyers and investors. Whether you are looking for the perfect place to hang your hat or finding qualified buyers to purchase your current property at top market prices, we can get it done for you.
Mojica & Associates Real Estate professes that the only way to best serve our clients’ needs is to continually educate ourselves and our agents on the most current and future market trends. Whether it is cutting edge technology to showcase or find the perfect home, making sure our staff is the most knowledgeable in the Valley on contracts, current laws governing real estate sales, short sales, or simply updating our listings throughout the day, we deliver.
Available to you, our most important client, is a vast network of business professionals dedicated to every facet of the buying or selling experience. We specialize in “targeted” marketing that provides optimal exposure through every forum available in today’s competitive market.
Can you believe how fast this year is passing by?! I recall telling my
"Libby has assisted me with both raw land, and new home purchases. She was super responsive and attended to every aspect of the transaction. I felt she was aggressive enough in early negotiations with the seller in an effort to secure the best deal for me, but not to the extent that she would jeopardize the transaction. She had good local knowledge of the area pertaining to both of my transactions, and shared it to the extent that it affected my decisions. I will work with her again, and highly recommend her services to anyone needing a very focused and attentive realtor "